Sonja Muhm
Sonja Muhm
Clear Lake Realty
Clear Lake, IA 50428
641-425-2547
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Blog: Title and Escrow

Understanding Title Insurance

Posted on March 18, 2019 - 03:13 PM by sonja muhm
What is title insurance? Newspapers refer to it in the weekly real estate sections and you hear about it in conversations with real estate brokers. If you’ve purchased a home you may be familiar with the benefits of title insurance. However, if this... Read more

Creative Financing

Posted on February 11, 2019 - 02:13 PM by sonja muhm
Creative financing: You’ve heard of it, and, as a seller, the idea sounds pretty attractive. But, do you know everything you need to know about carrying back a second; essentially, about becoming a lender? You better know the same things that financ... Read more

Why Do You Need Title Insurance?

Posted on November 12, 2018 - 02:13 PM by sonja muhm
Title Insurance. It’s a term we hear and see frequently - we see reference to it in the Sunday real estate section, in advertisements and in conversations with real estate brokers. If you’ve purchased a home before, you’re probably fami... Read more

The Functions of an Escrow

Posted on November 12, 2018 - 02:13 PM by sonja muhm
Buying or selling a home (or other piece of real property) usually involves the transfer of large sums of money. It is imperative that the transfer of these funds and related documents from one party to another be handled in a neutral, secure and knowledg... Read more

Required Reporting to the I.R.S.

Posted on November 12, 2018 - 02:13 PM by sonja muhm
Sellers of real property will have certain information regarding the sale reported to the Internal Revenue Service. This required reporting is a consequence of the Tax Reform Act of 1986; it is intended to encourage taxpayer compliance and aid in audit a... Read more

Closing and Title Costs

Posted on November 12, 2018 - 02:13 PM by sonja muhm
It’s the big day. The day you go to the title or escrow company, sign your name on the dotted line, hand over a check and prepare to take ownership of your new home. It’s also the day that you and the seller will pay “closing” or... Read more
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Sonja Muhm
Clear Lake Realty
907 N 8th Street
Clear Lake IA 50428
641-425-2547
Sonja@ClearLakeRealty4u.com

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Sonja was great to deal with. She answered all of my questions. She was prompt and very professional. I highly recommend her! She is a great realtor. She has been wonderful after the purchase, as well. She does not hesitate to answer my questions, as being a "newbie" condo owner. You won't be  disappointed! JenniLamberti Field
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